By signing up for an IAPWO membership, you are entering into a contractual agreement with The International Association of Professional Wedding Officiants, Inc. (herein referred to as IAPWO, we, us) pursuant to the following terms:
Terms of Purchase.
Members have the obligation to pay for their memberships (“Membership Subscriptions”) to the Site, because we do not offer free accounts to Members.
Our Company reserves the right to create and install additional services or features on the Site that require added or amended fees and charges in addition to your currently subscribed service. Our Company also reserves its right to remove services from the Site. The act of adding or removing services from the Site is at our Company’s sole discretion. You agree that our Company has the right to add or remove services at its own discretion, without providing notice to you.
By registering for a Membership Subscription, you agree that you irrevocably and expressly authorize our Company to transfer funds as applicable, via debit or credit card, based on your authorization via registration. It is your responsibility to make timely payments by keeping the information for a valid, non-expired credit or debit card on file in your account. Your failure to provide and maintain such accurate and up to date information may result in a billing failure, and puts your Membership Subscription at risk of suspension or permanent removal.
You agree that Our Company may withhold any monies and/or debit any monies from any credit or debit card associated with your account to satisfy any fees, penalties, costs, adjustments, or any other financial action of the like, which our Company can apply at its own discretion without notice. Our Company reserves its rights to all causes of action against you for monies that our Company determines that you owe in association with your Member Account. You agree that you will indemnify, defend, and hold our Company harmless in its pursuit of any such action.
It is your sole responsibility to satisfy all applicable fees and payments in association with your Membership Subscription. All fees and charges are stated in U.S. Dollars and are non-refundable. You are required to make payments associated with your Membership Subscription through your account on the Site. If you experience problems while trying to make a payment, or while trying to update your payment information, please contact us using our contact form located at https://iapwo.org/contact/ .
You agree that you will indemnify our Company for the costs of pursuing you for outstanding payments and fees. You agree that our Company may share, at its own discretion, information related to your failure(s) to satisfy payments and fees, to applicable credit reporting agencies. Late fees will not be automatically charged to a credit card.
Our Company may, without notice and at its own discretion, correct any payment and/or processing errors that we discover. Said errors will be resolved by performing a direct debit or credit to the card associated with your account, pursuant to what is needed on a case-by-case basis, as determined by the sole discretion of our Company. Our Company is not liable for, and is not privy to, the terms related to failed transactions between Users. All failed payments for transactions occurring between Users are separate transactions that do not involve our Company as a party.
Financial transactions that occur through the site may be processed through third-party payment processors or other providers of such services. Some such transactions will provide you notice of separate terms and conditions when entering your payment information. The party that actually processes payments between you and the Site provides the terms and conditions that govern your transactions thereon.
As stated numerous times herein, our Company is not a party to any transaction that you attempt or complete with other Users. If you choose to transact with other Users, you acknowledge that you will be required to create your own separate and individual agreement with that User that does not involve our Company as a party. You alone are responsible for upholding your obligations and duties under the Terms of this Agreement.
You alone are responsible for charges made to your Membership Subscription, and you alone are responsible for satisfying all debts that result from failure to satisfy charges associated with your Membership Subscription, including interest and other associated penalties and/or fees. Those Membership Subscriptions with outstanding balances are subject to removal, no matter the dollar amount owed. You are also responsible for satisfying all taxes associated with your transactions through the Site. To the extent that our Company is obligated to collect such taxes from you, our Company will bill you for the same.
By creating a Membership Subscription, you expressly authorize our Company to apply or withdraw any monies from the payment methods for which you have provided. The only way to avoid this obligation is to modify your payment preferences in your account, or cancel your account. Our Company is not liable for monies taken in association with your Membership Subscription after you attempted to modify your payment information or cancel your account, but before our Company had a reasonable opportunity to act. You are responsible for all fees associated with financial transactions through the Site.
a) Automatic Renewal
All Membership Subscriptions renew automatically, every 30 days for “Monthly” billing subscriptions, and every 365 days for “Annual” billing subscriptions. We do not offer any Membership Subscriptions which no not renew automatically.
b) Membership Subscription Cancellation
To avoid an upcoming recurring payment from being billed to the payment method associated with your account, you are required to cancel your Membership Subscription before it renews. You may cancel your Membership Subscription at any time by logging into your account and clicking the “Cancel Membership” button.
c) Refund Policy
The following Terms govern the issuance of refunds for all subscriptions:
i) “Monthly” Billing Subscriptions – All Membership subscriptions are non-refundable for Users who select the “Monthly” billing option. Subscribers who opt for “Monthly” billing pay in advance for their subscription the following month, so all that is required to avoid being charged for the following month’s subscription is to cancel your account. Upon cancellation of your account, your credit or debit card will not be billed for the following month, and your membership subscription will remain active until the end of the month.
ii) “Annual” Billing Subscriptions – All Membership subscriptions for Users who select the “Annual” billing option and cancel their account prior to the end of the year will receive a pro-rated refund in the amount of 1/365th of their annual subscription rate for every day between the date of cancellation and their next renewal date, minus credit card fees and any discounts or promotions applied to their subscription. If you select the “Annual” billing option and receive a “one month free” discount for doing so, then the amount of that discount (1/12th your annual subscription rate) will be deducted from your refund amount prior to calculating the pro-rated refund.
d) Credit Card Chargebacks
By paying for a Membership Subscription, you agree that you are willingly entering into a paid subscription agreement for advertising services, and will never contact your credit card company and report your subscription charges as fraudulent or request a “chargeback” for your subscription fees. Because all subscriptions are paid for in advance of receiving advertising services through our Site, any User who requests a chargeback for their subscription is committing an act of theft against our Company. We take such actions very seriously, and will immediately and irrevocably terminate the account of any User whose subscription fees are charged back by their credit card company. We reserve the right to challenge any chargeback on the basis of the Terms of this Agreement and, if the requested chargeback is ultimately successful, we reserve the right to re-charge your credit card for the past due amount and any fees issued by our processor, or to pursue you in court for lost revenue, damages, and attorney’s fees associated with our collection efforts.